Euro Savings Finance Bank Loans & Credit
We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Our Unsecured Personal Loans are flexible, short- to medium-term loans tailored to meet your personal financing needs such as buying household or electronic appliances, education expenses, home improvements, car maintenance, rent advance and other personal expenses.
More To ESF Lending: Borrowing can play an important role in helping you reach your financial goals. That’s why we offer an extensive range of credit solutions to provide you with financing whenever you need it—whether for short- or longer-term liquidity, new acquisitions or investment opportunities. A true partner, we bring a strategic approach, tailored solutions and a holistic understanding of your borrowing needs in the context of your overall portfolio.
Find the right financing option.
Throughout your lifetime, you may need access to cash for several important goals, such as funding loved ones’ education, exploring investment opportunities or purchasing a primary home, vacation home, boat or aircraft.
We offer customized Wealth Management loan options that complement other aspects of your financial plan.
Jumbo mortgages
Whether you’re buying a primary residence, a secondary home or an investment property, your banker will coordinate with mortgage loan originators, processors, underwriters and closers to help meet your specific needs.
Costs deduction. Along with benefitting from our flexible rate structure, you may be able to take 0.25% of your new first mortgage loan amount and deduct it from your mortgage closing costs, up to a maximum of $1,000.1 You may be eligible for this customer credit as a client of U.S. Bank Wealth Management.
Dedicated loan processing team. Our dedicated team works collaboratively to help ensure you meet your closing date.
Residential construction loans
Whether you are buying a construction lot – or you already own land and are ready to build – our financing programs offer a range of options customizable to your needs.
Single-close construction-to-perm financing. You can start your loan process prior to the construction of your home with our one-time close approach.
ARM or fixed rate. Once construction is complete, you can choose whether to roll your loan, for the remaining term, into a permanent adjustable rate mortgage or into a fixed rate option.
